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What About Debt Consolidation?

What About Debt Consolidation?

We hear regularly that people are going to try debt reduction or consolidation before taking the last steps to bankruptcy. Even after visiting with them for a time, it becomes clear that reduction or consolidation services will be of little value. Here are some things...

How Does Bankruptcy Help in Credit Scores?

How Does Bankruptcy Help in Credit Scores?

We constantly hear about how people wish to avoid filing for bankruptcy because of the detrimental effect it will have on the person's credit rating. Let's dispense with some bogus notions out there. I hope to answer a few of these questions here in this post. This...

Must I Have an Attorney?

Must I Have an Attorney?

Bankruptcy is the same in Idaho as it is everywhere else in the United States because it is a power only given to the national government. Sometimes, many feel they can dispense with an attorney because there are plenty of online tools to help file a bankruptcy by...

Is Bankruptcy Morally Wrong?

Is Bankruptcy Morally Wrong?

The word "bankruptcy" itself holds a stigma in the world today. A number of reasons exist for this stigma. Most believe it is a morally inexcusable thing to do; that a person's word requires them to pay their debts. Indeed, that a person's word is their bond. Further,...

What is Bankruptcy?

What is Bankruptcy?

In a nutshell, bankruptcy is the state in which a person or organization cannot repay the debts owed to others. Originally, bankruptcy law was the idea that the government could step in and confiscate all the property of a person and even jail the person so that all...

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