Our Services
One of the concerns regarding bankruptcy is the cost. In the larger scheme of things, the cost really is not that much; but to an individual on the brink of broke, it is huge. Here are our costs for the typical bankruptcy. These rates are very comparable for quality work in Idaho with an attorney. I will warn that too much variation should raise some flags to quality. Some lawyers charge considerably less, pushing bankruptcies through like cattle to the slaughter, and the process ends up just as messy.
Bankruptcy Fees
Initial Consultation
$0
The initial consultation, typically over the telephone, is free. There are no costs to you. Feel free to contact us with any questions you might have.
Chapter 7: Bankruptcy Filing
$338
The filing fees do not go to the attorney and are for the filing of the bankruptcy with the court. In rare circumstances, these fees can be waived.
Chapter 13: Bankruptcy Filing
$313
The filing fees do not go to the attorney and are for the filing of the bankruptcy with the court. In rare circumstances, these fees can be waived.
Chapter 11: Bankruptcy Filing
$1,738
The filing fees do not go to the attorney and are for the filing of the bankruptcy with the court. In rare circumstances, these fees can be waived.
Chapter 12: Bankruptcy Filing
$278
The filing fees do not go to the attorney and are for the filing of the bankruptcy with the court. In rare circumstances, these fees can be waived.
Attorney Fees
Attorney Fee in cases – $245 per hour, $105 for paralegal.
Chapter 7: Bankruptcy Attorney
$1000
This is a retainer fee to file the bankruptcy, not a flat fee. This will cover the filing fee and credit report, the remainder applies to attorney fees. Every case is unique and has its own needs, so each case has different final costs. Typical Ch. 7 case costs between $1,200 to $2,200 in total attorney fees. Reaffirmation Agreements, negotiations, stay issues, claims, all could add costs to your case.
Chapter 13: Bankruptcy Attorney
$1000
This is a retainer fee to file the bankruptcy, not a flat fee. Just like Ch. 7 this will cover the filing fee and credit report with the remainder applying to attorney fees. The rest of the attorney fees, depending on the size of the plan, are generally paid as part of the Ch. 13 Plan.
Chapter 11 & 12: Bankruptcy Attorney
Determined on a case by case basis at consultation.
Additional Fees
Credit Counseling
$18 for pre-filing course
$18 for post filing course
This fee is not paid to our law firm or attorneys; you will pay it directly to the credit counseling agency. While we never touch this money, you should be aware of this expense, whether you file Ch. 7, 11, 12, or 13. In terms of speed, value, and ease, I personally recommend www.accessbk.org for the pre and post-filing courses.
Other Fees
There are other fees associated with modifications of a bankruptcy. These are not required with every bankruptcy, but may arise under certain circumstances. I list them just so they are not a surprise. Typically, most of these are the fees the court requires for filing the documents associated.
Amendment
$45
This is when all the information is not provided initially and something new has been found that must be included in the bankruptcy. With an amendment arising from our mistake, we will not charge the filing fee of the amendments but we will still be required to obtain your signature on the amendments.
Conversion
$25
Converting a Chapter 13 bankruptcy to a Chapter 7.
Converting a Chapter 7 to a Chapter 13 is free.
341 Hearing Reset
$75 per instance
$150 if less than 24 hr notice
Clients are required to appear at a 341 Hearing after filing bankruptcy. It is a court set date that neither the attorney nor client have a say about. This is the cost to reschedule such a hearing.
Lien Lift for Dwelling/Vehicle
$250 per lien
If proceedings have advanced to a state in which a lien is already in place, then there is extra work that must be done within the bankruptcy to remove these liens.
Entry of Appearance
$136
Typically done to stall a judicial proceeding in order to gain more time to file a bankruptcy.
“Everyone at this office has been extremely helpful and friendly throughout the whole process. Made getting our bankruptcy done painless and simple. Highly recommend.”
“Paul is well versed with bankruptcy laws and strives to assist you with information needed throughout the entire process. Follow up is very good. I would recommend him to anyone considering bankruptcy..”
“My wife and I did a joint chapter 7 bankruptcy. He explained all options there was and helped us choose the best one. The case is now discharged, we’re very happy with his work, he did an excellent job. He definitely knows what he’s doing, no doubt about that.”